Superannuation Planner
Project your Australian retirement balance: employer contributions (12%), voluntary salary sacrifice and risk profile — and see the power of compounding year after year.
Pre-tax concessional contributions (salary sacrifice or personal deductible).
Balance at age 60
$1,210,889
Estimated annual income (5%)
$60,544
Of which compound earnings
$701,816
Projected trajectory
Amounts in future (nominal) dollars, not inflation-adjusted. Returns net of fees (~0.7%), contributions taxed 15% on entry, salary indexed at 3% per year.
Important disclaimer
This projection relies on illustrative return assumptions: past performance is no indicator of future performance. Division 293, carry-forward caps and exit taxation are not modelled. This is general information only, not personal financial advice.
Official Moneysmart calculatorOfficial caps and thresholds (ATO)